Used cars are a great way to get behind the wheel of a vehicle that’s both stylish and more affordable. So, how do you go about getting one?
Ron Hibbard Toyota put together this check list to show drivers near Nashville, Gallatin, and Madison how to buy a used car. Contact us today with any questions!
Steps to Buy A Used Car
1. Make a List of Requirements
The first step to finding the right car for you is thinking about what your next vehicle needs to have. That’ll help you decide whether you should be shopping for a midsize sedan or a compact SUV. Knowing what features you want will always give you an easy way to narrow down your vehicle options.
2. Check Your Credit
Everything from your down payment to your monthly rate to whether you even qualify for an auto loan depends on your credit. It’s easy to find both your credit score and your credit history online. There are free services that you can trust like Experian and Credit Karma.
3. Work On Your Credit
Whether you’ve got a high score or not so perfect history, it always helps to work on improving your credit. The better your credit, the better your financing options will be. Some of the ways you can quickly improve your credit are to pay off any outstanding debts or loans you have. It’s also a good idea to hold off on making any other big purchases or applying for other loans until after you’ve bought the car.
4. Build a Budget
After you know where your credit stands, start getting the rest of your finances organized. Put a budget together to see how much you can afford for a down payment and how much you’ll be able to make in monthly finance payments. Our online payment calculator is a useful tool that can help you get organized and find out what vehicles are in your price range.
5. Browse Our Used Car Inventory
Once you know what you want in your next car and you know what your price range is, feel free to look through our used and certified pre-owned cars online. We offer a wide selection of cars, trucks, and SUVs for all kinds of drivers.
6. Read the Vehicle History Report
To get all the information on a used car, look for a CARFAX® Vehicle History Report™. Our dealership provides one for every vehicle in our used and certified pre-owned inventory. It features lots of background information on everything from the vehicle’s service history to a profile of its previous owners.
7. Take a Test Drive
Next, it’s time to take a test drive. See how it feels to sit behind the wheel and make sure there’s enough room for all your passengers. Then check to make sure all its features work properly.
8. Have the Vehicle Inspected
It’s always a good idea to have a trained eye inspect a car before you buy it. After your test drive, ask to have one of our technicians inspect the vehicle to make sure it’s in top shape.
9. Ask About a Warranty
Before you agree to any auto loans or sign on the dotted line, it’s a good idea to ask about a warranty. Most new and certified pre-owned vehicles come with one, but often you’ll find them available on used cars too.
10. Apply for Financing
Finally, you’ll meet with one of the professionals in the finance center to discuss an auto loan. They’ll help you apply for financing and get you set up with all the paper work. Once you’re done, you’ll make your down payment and the car will be all yours.
Find Your Next Toyota
To learn more about how to buy a used car, contact us at Ron Hibbard Toyota. We make it our goal to provide drivers near Nashville, Gallatin, and Madison with helpful resources and a great selection of used cars.